Census Bureau: 130.6M Housing Units in US; 18.9M Vacant

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Home Today's Headlines ATW Forums Q&A Mortgage Rates   Top Stories       Census Bureau: 130.6 Million Housing Units in the US; 18.9 Million are Vacant At the end of the fourth quarter of 2009, there were 130.58 million housing units in the US. Compare that to the end of 2008 when there were 129.45 million... - MND NewsWire Pending Home Sales Improve Marginally in December. Up 10.9% in 2009 Economists were expecting to see a small rebound in December Pending Homes Sales following a 16.4% decline in November, they got exactly what they were... - MND NewsWire MBA Reports Increases in Commercial Loan Originations The MBA reported Tuesday that commercial loan originations had increased during the fourth quarter over both the previous quarter and the same quarter... - MND NewsWire Mortgage Rates Steady Near What... - Mortgage Rate Watch Mortgage Bankers Buying a Bank; Fair Issac; Michigan Delinquencies; Commission Splits Fannie Mae Imminent Default Indicator;... - Pipeline Press MBS CLOSE: Late Day Lift For MBS... - MBS Commentary MBS AFTERNOON: Highs of the Day... - MBS Commentary MBS LUNCH: Narrowing Range Into... - MBS Commentary MBS MORNING: Choppy Price Action... - MBS Commentary MBS OPEN: Still Sideways. GSE Guarantee... - MBS Commentary »View more top stories jeffer90576 Profile View Edit Member Toolbox -MBS/Treasury Quotes -Mortgage Rates -Write an Article -Mobile MND -News / Rate Widgets -Manage Email Alerts -Update Profile -Not a Premium Member Yet? Upgrade Here. MBS Quotes FNMA 4.0 98-02 0-05 FNMA 4.5 101-03 0-05 FNMA 5.0 103-30 0-01 FNMA 5.5 106-00 0-03 FNMA 6.0 106-30 -0-01 Updated: 2/2/10 4:35 PM Treasuries 3 MO 0.1000 0.0158 2 YR 0.8600 0.0088 5 YR 2.3700 -0.0034 10 YR 3.6700 0.0199 30 YR 4.5500 -0.0117 Updated: 2/2/10 5:46 PM Mortgage Rates 30 Yr FRM 4.95 -0.01 15 Yr FRM 4.27 -0.01 FHA 30 Year 5.14 0.02 Jumbo 30 Year 6.36 -0.02 5/1 Yr ARM 4.16 0.01 Updated: 2/2/10 12:52 PM Latest Video       View:All Videos Boosting Bank Lending 2/2/2010 Discussing the Obama administration's new plan to encourage small business lending, with Frank Sorrentino, North Jersey Community Bank and Alex Sanchez... Budget Hearing Highlights 2/2/2010 CNBC's Hampton Pearson has the highlights from the Senate Banking Cmte.'s budget hearing. Signs of Hope for Housing? 2/2/2010 Ivy Zelman, CEO of Zelman and Associates, shares her outlook on the housing market with CNBC's Diana Olick. Around The Web       Treasury Dealers Say Direct Bids Risk Upending Auction Process FHA to Pay Out Claims on 25% of 2007 and 2008 Loans How to Revive Securitization? A Toilet Brush May Help Helicopter Appraiser Not Well Grounded 2/2/10--D.R. Horton Profit, SIGTARP Report Crisis Alters Pattern of U.S. Consumption Groundhog Day 2010: Is the Economy Coming Out of Its Hole White House Proposes $3.8 Trillion Budget Education: Plan Calls for 9% Increase Wealthy Face Tax Increase »View All Recent Articles JOIN THE CONVERSATION Recent Comments JOE on 2/2/2010 - read this comment I have a 770 FICO a 17 DTI and an CLTV of 80 and the borrower wants a 5 year ARM I/O and I cant get an approval on DU. What gives? Any other experiences with DU not liking I/O? This should be a slam dunk... Brandon S. on 2/2/2010 - read this comment Adam, NYC's one of those lucky areas where people still have equity in their homes. Lucky you! :) Adam Dahill on 2/2/2010 - read this comment Don't know about you guys but I'm as busy as I've ever been. Banks make you do back flips to get files closed these days and have some of the weirdest most asinine conditions but demand is... Andrew Hahn on 2/2/2010 - read this comment Credit Standards Tighter, Consumer Demand Falling, Delinquencies Expected to Rise; think about it credit standards tighten Consumer demand falling: It's falling because credit standards are tightening... Questions I am a convicted felon on probation. Can I get a mortgage? If we have a realtor to sell our home, and we are approached... I have a prepaid finance loan and I only have a little stub and... If a person is behind in there property taxes can somebody pay... Answers What are the risks involved in a owner financed loan? what is a tax sale? I dont understand about it is if i pay the... Dose the commission % change from state to state? I am interested... Do mortgage companies really go and check your income from 1040... Forum Discussions Signatures on the HUD-1 form? Two Year Real Estate License Renewable Find the Correct People to Help me in a Short Sale Mortgage / Deed Transfer In the Event of Death A Published List of Inactive Realtors Loan Scenarios Post | View All   State Date Amount Loan Type NY 2/2/2010 1,350,000.00 Refinance (Rate and Term) MD 2/1/2010 360,000.00 Refinance (Rate and Term) NC 1/31/2010 555,000.00 Purchase MI 1/24/2010 400,000.00 Refinance (Rate and Term) CO 1/22/2010 1,000,000.00 Cash Out Refinance OK 1/20/2010 115,000.00 Purchase Mortgage News Daily

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Loan Officer Survey: Credit Standards Tighter, Consumer Demand Falling, Deliquencies Expected to Rise

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Home Today's Headlines ATW Forums Q&A Mortgage Rates   Top Stories       Loan Officer Survey: Credit Standards Tighter, Consumer Demand Falling, Deliquencies Expected to Rise Bankers responding to the January 2010 Federal Reserve Senior Loan Officer Opinion Survey on Bank Lending Practices indicated that residential loan standards... - MND NewsWire MBS CLOSE: Another Day Of Limited Data Ahead Of NFP If today's relative lack of economic data and inspiration toward directional movements set the stage for low volume and low volatility, tomorrow is... - MBS Commentary 2009: The Largest Contraction in Construction Spending Ever Recorded The Commerce Department today released December New Construction Spending data. Spending was worse than forecast, -1.2 percent to an annual rate of $902... - MND NewsWire MBS AFTERNOON: Narrow Range And... - MBS Commentary MBS LUNCH: Supportive Week Living... - MBS Commentary Zinn & The Art of Financial... - Voice of Housing Mortgage Rates Prepare for Busy... - Mortgage Rate Watch MBS MORNING: Data Recap. Outlook... - MBS Commentary Adapting and Adjusting to Industry Changes in 2010 FDIC Bank Closures and Links; Auto... - Pipeline Press MBS OPEN: Bonds Migrate Back to... - MBS Commentary »View more top stories jeffer90576 Profile View Edit Member Toolbox -MBS/Treasury Quotes -Mortgage Rates -Write an Article -Mobile MND -News / Rate Widgets -Manage Email Alerts -Update Profile -Not a Premium Member Yet? Upgrade Here. MBS Quotes FNMA 4.0 97-31 -0-02 FNMA 4.5 100-29 -0-04 FNMA 5.0 103-30 0-00 FNMA 5.5 105-31 0-02 FNMA 6.0 106-29 -0-01 Updated: 2/1/10 4:35 PM Treasuries 3 MO 0.0842 0.0042 2 YR 0.8512 0.0312 5 YR 2.3734 0.0334 10 YR 3.6501 0.0201 30 YR 4.5617 0.0517 Updated: 2/1/10 5:15 PM Mortgage Rates 30 Yr FRM 4.96 0.01 15 Yr FRM 4.28 -0.01 FHA 30 Year 5.12 -0.02 Jumbo 30 Year 6.38 0.01 5/1 Yr ARM 4.15 0.00 Updated: 2/1/10 2:24 PM Latest Video       View:All Videos Obama's 2011 Budget Proposal 2/1/2010 President Obama unveiling a record $3.8 trillion budget today, with CNBC's John Harwood. Boosting Banks Boosts Jobs? 2/1/2010 Discussing whether the flowing of credit is essential in creating jobs, with Ron Insana, CNBC contributor and Brian Levitt, OppenheimerFunds. Spending: Saving or Killing Economy? 2/1/2010 Discussing whether government spending is helping or hurting the U.S. economy, with David Min, Center for American Progress and Brian Riedl, The Heritage... Around The Web       After the Tape: ISM Suggests 2010 Momentum, Job Growth 2011 Budget Sees Slow Growth, Accelerating to 4.3% by 2012 Wage and Benefits Grow Slower Than Inflation Fannie/Freddie Discover Karma, Push Worst Loans Back to Banks Insured Mortgages Coming Home to Roost Bad Karma for Homebuilders: Starts Up, Sales Down Property Values Projected to Fall 12% in 2010 U.S. Deficit to Hit All-Time High Foreclosures, Enforcement, and Collections Under the Federal Mortgage Modification Guidelines Appraising a New Era - 2010: An Appraisal Odyssey »View All Recent Articles JOIN THE CONVERSATION Recent Comments Michael Cromwell on 2/1/2010 - read this comment Locked 1 in late today. Not gonna gamble on losing some rebate in the a.m. Adam Quinones on 2/1/2010 - read this comment Thanks for bringing that up Mike..yes I have originated loans. Today, everything I do is based on my personal experiences. I work with small brokers all the way up to major banks....on a daily basis. MY... Mike King on 2/1/2010 - read this comment As a mortgage professional is frustrating to see other LO's quote rates to borrowers without knowing the full situation. This only adds to the lack of consumer trust in our profession. While I'd... Victor Burek on 1/30/2010 - read this comment Hammer, not a bad strategy; however, we have employment numbers coming Friday which could move rates higher quickly. pay attention to the blog but it might be worth paying a little extra in fee and lock... Questions If we have a realtor to sell our home, and we are approached... I have a prepaid finance loan and I only have a little stub and... Dose the commission % change from state to state? I am interested... If a person is behind in there property taxes can somebody pay... Answers What is the procedure for getting financing for the purchase... I am letting my house go back to mortgage company because I cant... How is my credit impacted after being 30 days late and how can... What is the formula for finding out how much of a house we can... Forum Discussions Loan Scenario: MD, $360,000, 770, 90% LTV, Refinance (Rate and Term) Mortgage / Deed Transfer In the Event of Death Find the Correct People to Help me in a Short Sale VA fixed to VA Hybrid Bank employee gave 95% of our construction loan to builder... The home is only 60-65% complete! Loan Scenarios Post | View All   State Date Amount Loan Type MD 2/1/2010 360,000.00 Refinance (Rate and Term) NC 1/31/2010 555,000.00 Purchase MI 1/24/2010 400,000.00 Refinance (Rate and Term) CO 1/22/2010 1,000,000.00 Cash Out Refinance OK 1/20/2010 115,000.00 Purchase AL 1/20/2010 143,000.00 Refinance (Rate and Term) Mortgage News Daily

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