Daily Newsletter: Finding a Balance Between Mortgage Availability and Default Risk

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

30 Year Fixed 3.70%   -0.01 15 Year Fixed 3.34%   -0.01 10YR Treasury 1.85%   +0.0280 FNMA 30YR 3.5 103.00   +0.02 FNMA 15YR 2.5 102.66   +0.02 View Today's Rates

Monday January 13, 2020 MND NewsWire - 1:36PM Finding a Balance Between Mortgage Availability and Default Risk CoreLogic is continuing its analysis of the potential impact of the January 2021 expiration of the so-called "GSE Patch." Under the Consumer Financial Protection Bureau's (CFPB's) 2013 ... Mortgage Rate Watch - 5:32PM Mortgage Rates Face More Volatility Later This Week Mortgage rates didn't do much today, and that's good enough news considering the average lender is closer to the lower end of the rate range since early October. The only counterpoint ... MBS Commentary - 10:10AM MBS Week Ahead: Limited Econ Data and Phase 1 Trade Deal Signing Rather than serve to accelerate or crush the negative bond market momentum building at the end of 2019, 2020 has only compounded the broader sideways trend. It hasn't been as boring ... Pipeline Press - 9:03AM Compliance, LO Tools; Deep Dive Into W-2 vs.1099 and the SAFE Act Lenders, and all financial sector firms, continue to ruminate on the privacy law in California that now gives people the right to access and delete personal data companies have collected ... Smaller, Smarter: How Builders are Changing Housing and Courting Millennials Survey Says: Great Time to Buy a Home, Or Sell! Latest Video Pockets of weakness in jobs numbers could mean slower economic growth Here's what's in the phase one US-China trade deal Veru: Disappointing jobs report will keep the federal reserve at bay More News from 'Around the Web' CNBC - 4:51PM JP Morgan kicks off bank earnings Tuesday with a boost from trading, but all eyes are on forecast Reuters - 4:46PM Fed on hold, but will financial risks matter? Reuters - 4:46PM Fed's Bostic: 'High bar' to any rate hike given need to raise inflation CNBC - 3:18PM US budget deficit topped $1 trillion in 2019 for the first time in seven years Calculated Risk Blog - 3:17PM Chicago Fed: Summary of 2019 Results and 2020 Forecasts eyeonhousing.org - 12:56PM New Homes Started With 4 or More Bedrooms Trends Lower CNBC - 12:09PM US will remove China from currency manipulator list ahead of trade deal signing Calculated Risk Blog - 11:27AM Paul Volcker on the "Existential test" facing America Reuters - 10:33AM U.S. Supreme Court tosses ruling that revived suit against Iran central bank Calculated Risk Blog - 10:07AM Employment: December Diffusion Indexes CNBC - 8:04AM Trump administration warns Iraq could lose New York Fed account if US troops forced to leave: WSJ Today's Rates Best Execution Rate Change 30 Yr FRM 3.70% -0.01 15 Yr FRM 3.34% -0.01 FHA 30 Year Fixed 3.32% -0.01 Jumbo 30 Year Fixed 3.78% -0.01 5/1 Yr ARM 3.40% -0.01 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 0.00% 0.00 +0.00 30 Yr. Fixed 0.00% 0.00 +0.00 MBA ** 30 Yr. Fixed 3.99% 0.33 -0.04 15 Yr. Fixed 3.40% 0.31 -0.03 30 Yr. Jumbo 3.93% 0.28 -0.05 30 Yr. FHA 3.80% 0.32 -0.05 5/1 ARM 3.51% 0.23 +0.11 Freddie Mac ** 30 Yr. Fixed 3.64% 0.70 -0.08 15 Yr. Fixed 3.07% 0.70 -0.09 1 Yr. ARM 2.68% 0.20 +0.01 5/1 Yr. ARM 3.30% 0.30 -0.16 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 101.66 -0.03 30YR FNMA 3.5 103.00 +0.02 30YR GNMA 3.0 102.63 -0.06 30YR GNMA 3.5 103.78 +0.03 15YR FNMA 3.0 102.66 +0.02 15YR FNMA 2.5 101.17 0.00 Treasuries Yield Change 2 YR 1.5883% +0.0182 5 YR 1.6511% +0.0179 10 YR 1.8476% +0.0280 30 YR 2.3037% +0.0251 Prices as of: 1/13/2020 5:06PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2020 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

You were sent this email because you opted to receive our weekly or daily email reports. Go here to manage your email preferences or here to unsubscribe from all email communications.

Daily Newsletter: Survey Says: Great Time to Buy a Home, Or Sell! Rates Bounce Higher

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

30 Year Fixed 3.75%   +0.04 15 Year Fixed 3.38%   +0.03 10YR Treasury 1.85%   -0.0193 FNMA 30YR 3.5 102.94   +0.08 FNMA 15YR 2.5 102.63   +0.03 View Today's Rates

Thursday January 9, 2020 MND NewsWire - 10:52AM Survey Says: Great Time to Buy a Home, Or Sell! Results of a survey by the National Association of Realtors (NAR) released today echo the findings from the most recent National Housing Survey (NHS) conducted by Fannie Mae - Americans ... Mortgage Rate Watch - 4:38PM Mortgage Rates Bounce Higher Mortgage rates moved higher more definitively today after as lenders had a chance to match their offerings to underlying bond markets. Markets themselves were already pointing to this ... MBS Commentary - 9:09AM MBS Day Ahead: Bonds Are Just About Done Reacting to Iran. What Next? The bond market and many other markets are still in the process of retracing the steps they took to price-in the risk of a new war in the Middle East. Granted, that risk wasn't exactly ... Pipeline Press - 8:52AM Sales Jobs; Broker, Marketing, Secondary Products; Various Vendor News Nobody, that I recall, predicted that 2019 would be a banner year for mortgage originators. And how about that stock market! My 401k’s balance certainly improved in 2019, yet ... November Home Prices Post Highest Gains in 10 Months Homebuying Sentiment Up Sharply from 2018 Latest Video Bank of America uses a new data model to predict where the jobs market is headed Initial jobless claims down 9,000 to 214,000 Fed's Clarida: The economy is starting the year 'in a good place' More News from 'Around the Web' Reuters - 4:35PM Fed officials: Trade risks easing may mean bluer sky for 2020 www.npr.org - 3:02PM Is There Hope For The American Dream? What Americans Think About Income Inequality eyeonhousing.org - 3:02PM Consumer Credit Continues to Expand CNBC - 3:02PM CEO confidence in the economy has cratered, while consumers believe things are OK CNBC - 1:10PM Trump says he could wait to finish China trade deal until after 2020 election www.realtor.com - 1:10PM In Florida, Homeowners Come for the Weather and Stay for the Tax Relief Reuters - 1:10PM NY Fed's Williams says central bank can avert 'downward trend' in inflation expectations CNBC - 11:35AM How this couple paid off their $195,000 mortgage in under 4 years eyeonhousing.org - 10:00AM Two-Story Foyer Less Common in 2018 Calculated Risk Blog - 8:42AM Weekly Initial Unemployment Claims Decrease to 214,000 Reuters - 8:17AM British lawmakers set to approve Brexit deal on Thursday CNBC - 8:05AM Fed policy is in a 'good place' but will remain flexible on rates and repo, vice chairman says Today's Rates Best Execution Rate Change 30 Yr FRM 3.75% +0.04 15 Yr FRM 3.38% +0.03 FHA 30 Year Fixed 3.35% +0.02 Jumbo 30 Year Fixed 3.83% +0.04 5/1 Yr ARM 3.45% +0.05 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 0.00% 0.00 +0.00 30 Yr. Fixed 0.00% 0.00 +0.00 MBA ** 30 Yr. Fixed 3.99% 0.33 -0.04 15 Yr. Fixed 3.40% 0.31 -0.03 30 Yr. Jumbo 3.93% 0.28 -0.05 30 Yr. FHA 3.80% 0.32 -0.05 5/1 ARM 3.51% 0.23 +0.11 Freddie Mac ** 30 Yr. Fixed 3.64% 0.70 -0.08 15 Yr. Fixed 3.07% 0.70 -0.09 1 Yr. ARM 2.68% 0.20 +0.01 5/1 Yr. ARM 3.30% 0.30 -0.16 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 101.69 +0.19 30YR FNMA 3.5 102.94 +0.08 30YR GNMA 3.0 102.69 +0.14 30YR GNMA 3.5 103.59 +0.03 15YR FNMA 3.0 102.63 +0.03 15YR FNMA 2.5 101.14 +0.11 Treasuries Yield Change 2 YR 1.5805% -0.0041 5 YR 1.6514% -0.0131 10 YR 1.8545% -0.0193 30 YR 2.3290% -0.0342 Prices as of: 1/9/2020 5:05PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2020 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

You were sent this email because you opted to receive our weekly or daily email reports. Go here to manage your email preferences or here to unsubscribe from all email communications.