Daily Newsletter: Mortgage Rates Flat to Slightly Lower; TRID Causing Noticeable Delays -Ellie Mae

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

30 Year Fixed 4.09%   -0.01 15 Year Fixed 3.29%   -0.01 10YR Treasury 2.23%   -0.0107 FNMA 30YR 3.5 103.06   +0.11 FNMA 15YR 2.5 102.95   +0.08 View Today's Rates

Monday December 28, 2015 Mortgage Rate Watch - 6:49PM Mortgage Rates Flat to Slightly Lower Mortgage rates were sideways to slightly lower today as underlying bond markets continue to operate in holiday mode. While that can occasionally result in inexplicable volatility, market ... MND NewsWire - 5:19PM TRID Causing Noticeable Delays -Ellie Mae The new RESPA-TILA Know Before You Owe regulations, commonly called TRIID, was cited as a probable reason for a three day increase in the average time it took to close a mortgage loan ... Pipeline Press - 12:02PM Conforming Conventional Lending Trends and Expectations for 2016 Fetch your HP 12c - here's some math magic. Take 259, multiply it by your age, and then multiply that by 39. You'll see an interesting result. (Kids, an HP 12c is an iPhone-sized thing ... MBS Commentary - 9:15AM MBS Week Ahead: One More Week of Holiday Market Disruption 2015's winter holidays are laid out nicely for financial markets. Both Christmas and New Years Day fall on Fridays. This makes it much easier to predict the ebbs and flows in market ... Marketplace Lenders - the Future or a Flash-in-the-Pan? MI Still Deductible; Inclinations With Home Builders; Trends in Capital Markets Latest Video 2016 housing market predictions Santelli Exchange: The 2016 dog Oil settles down 3.39% More News from 'Around the Web' www.cfpbmonitor.com - 3:08PM CFPB urges federal district court to disclose names of plaintiffs filing lawsuit against CFPB www.cfpbmonitor.com - 3:05PM CFPB issues TRID rule corrections Bloomberg - 2:59PM US Housing: Challenges for Homebuilders in 2016 Calculated Risk Blog - 2:54PM How much will housing inventory increase in 2016? Bloomberg - 11:09AM U.S Stocks Fall as Crude Weighs on Energy With Year-End Looming www.builderonline.com - 8:25AM Realtor: 94% of Young Renters Want to Buy Homes CNBC - 8:24AM Buy housing on higher demand: Firm Bloomberg - 8:24AM Return of the Single Female Homebuyer www.realtor.com - 8:24AM The Hottest U.S. Housing Markets in December 2015 Bloomberg - 8:22AM Hedge Funds Abandon Bearish Treasury Market Bets From a Year Ago Reuters - 8:21AM U.S. holiday retail sales grow a 'solid' 7.9 percent: MasterCard Today's Rates Best Execution Rate Change 30 Yr FRM 4.09% -0.01 15 Yr FRM 3.29% -0.01 FHA 30 Year Fixed 3.75% +0.00 Jumbo 30 Year Fixed 3.92% -0.01 5/1 Yr ARM 2.99% -0.01 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 3.45% 1.20 -0.01 30 Yr. Fixed 4.12% 1.43 -0.05 MBA ** 30 Yr. Fixed 4.14% 0.45 +0.00 15 Yr. Fixed 3.39% 0.35 +0.00 30 Yr. Jumbo 4.01% 0.30 -0.01 30 Yr. FHA 3.90% 0.31 -0.01 5/1 ARM 3.25% 0.36 +0.02 Freddie Mac ** 30 Yr. Fixed 3.96% 0.60 -0.01 15 Yr. Fixed 3.22% 0.60 +0.00 1 Yr. ARM 2.68% 0.20 +0.01 5/1 Yr. ARM 3.06% 0.40 +0.03 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 99.97 +0.16 30YR FNMA 3.5 103.06 +0.11 30YR GNMA 3.0 101.31 +0.16 30YR GNMA 3.5 103.98 +0.11 15YR FNMA 3.0 102.95 +0.08 15YR FNMA 2.5 100.77 +0.11 Treasuries Yield Change 2 YR 1.0108% +0.0043 5 YR 1.7197% +0.0034 10 YR 2.2339% -0.0107 30 YR 2.9454% -0.0189 Prices as of: 12/28/2015 4:29PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2015 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

You were sent this email because you opted to receive our weekly or daily email reports. Go here to manage your email preferences or here to unsubscribe from all email communications.

Daily Newsletter: Marketplace Lenders: Fad or Future?; Mortgage Rate Warning

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

30 Year Fixed 4.10%   +0.00 15 Year Fixed 3.30%   +0.00 10YR Treasury 2.24%   -0.0195 FNMA 30YR 3.5 102.95   +0.08 FNMA 15YR 2.5 102.89   -0.05 View Today's Rates

Thursday December 24, 2015 MND NewsWire - 11:50AM Marketplace Lenders - the Future or a Flash-in-the-Pan? Freddie Mac's Office of the Chief Economist takes an intensive look at marketplace lending in the December issue of its Insights and Outlook . A marketplace lender (ML) is a non-bank ... Pipeline Press - 11:45AM MI Still Deductible; Inclinations With Home Builders; Trends in Capital Markets As much of the nation reels from storms and their damage, and lenders review their disaster policies, there is one thing we don't have to worry about: changes in the status on MI tax ... Mortgage Rate Watch - 12:43PM Beware Today's Mortgage Rate Articles Almost any article you see today on mortgage rates will say the same thing: "rates are roughly unchanged from last week." Almost every article would be wrong , or at the very least ... MBS Commentary - 7:32AM MBS Day Ahead: Early Close and Big Picture Considerations It's hard to look at the ultra long term correlation between Fed Funds and mortgage rates and NOT be concerned about rates moving higher in 2016. After all, this is the reason that ... U.S. Renting Trends Helping LOs, Realtors, and Builders November New Home Gain Overshadowed by October Revision Latest Video Santelli: Yield curve 'polar express' Santelli Exchange: Buy high yield bonds? Jobless claims down 5K to 267,000 More News from 'Around the Web' Calculated Risk Blog - 1:17PM Black Knight's First Look at November Mortgage Data, "Fewer than 700,000 Active Foreclosures Remain" Bloomberg - 1:17PM Consumer Comfort in U.S. Rises to Highest in Almost Two Months - Bloomberg CNN - 12:07PM Selling a home in 2016? Here's what you need to know CNBC - 10:30AM What Sanders would do to the Fed www.federalregister.gov - 10:30AM 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z); Correction Reuters - 9:22AM U.S. jobless claims fall again to near 42-year low CNBC - 9:17AM US Treasuries rise in light trade as oil prices bounce Bloomberg - 12:56AM What Little Difference a Year Makes in the U.S. Treasury Market Fannie Mae - 12:54AM Fannie Mae Releases November 2015 Monthly Summary Today's Rates Best Execution Rate Change 30 Yr FRM 4.10% +0.00 15 Yr FRM 3.30% +0.00 FHA 30 Year Fixed 3.75% +0.00 Jumbo 30 Year Fixed 3.93% +0.00 5/1 Yr ARM 3.00% +0.00 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 3.45% 1.20 -0.01 30 Yr. Fixed 4.12% 1.43 -0.05 MBA ** 30 Yr. Fixed 4.14% 0.45 +0.00 15 Yr. Fixed 3.39% 0.35 +0.00 30 Yr. Jumbo 4.01% 0.30 -0.01 30 Yr. FHA 3.90% 0.31 -0.01 5/1 ARM 3.25% 0.36 +0.02 Freddie Mac ** 30 Yr. Fixed 3.97% 0.60 +0.02 15 Yr. Fixed 3.22% 0.50 +0.03 1 Yr. ARM 2.67% 0.20 +0.03 5/1 Yr. ARM 3.03% 0.40 +0.00 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 99.83 +0.09 30YR FNMA 3.5 102.95 +0.08 30YR GNMA 3.0 101.19 +0.11 30YR GNMA 3.5 103.89 -0.05 15YR FNMA 3.0 102.89 -0.05 15YR FNMA 2.5 100.70 +0.05 Treasuries Yield Change 2 YR 1.0024% +0.0130 5 YR 1.7163% -0.0081 10 YR 2.2410% -0.0195 30 YR 2.9635% -0.0269 Prices as of: 12/24/2015 1:58PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2015 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

You were sent this email because you opted to receive our weekly or daily email reports. Go here to manage your email preferences or here to unsubscribe from all email communications.

Daily Newsletter: Highest Mortgage Rates Since July ; Trends in Rentals; New Home Sales Miss Estimate; Applications Advance

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

30 Year Fixed 4.10%   +0.05 15 Year Fixed 3.30%   +0.04 10YR Treasury 2.26%   +0.0230 FNMA 30YR 3.5 102.88   -0.06 FNMA 15YR 2.5 102.94   -0.05 View Today's Rates

Wednesday December 23, 2015 Mortgage Rate Watch - 5:37PM Highest Mortgage Rates Since July Mortgage rates moved up for the second consecutive day, but in an uncommon way. Mortgage-backed-securities (MBS) are the financial instruments that mortgages ultimately 'become' when ... Pipeline Press - 11:22AM U.S. Renting Trends Helping LOs, Realtors, and Builders It is the holiday season. Some of us abstain from drinking alcohol, some of us don't. And among those that don't abstain, some drink a little and some drink a little too much, which ... MND NewsWire - 10:51AM November New Home Gain Overshadowed by October Revision Newly constructed single-family homes continued to sell well in November however October's earlier robust report was scaled down dramatically . The Census Bureau and the Department ... MND NewsWire - 10:49AM Purchase, Refi Apps Both up Ahead of Holiday Season There was, as expected only a minimal immediate impact on either mortgage rates or mortgage application volume in the few days following the Federal Open Market Committee's (FOMC's ... MBS RECAP: Whatever it Takes to Stay Sideways! MBS Day Ahead: Bond Markets Likely to Remain Tuned Out Latest Video Miss on new home sales in Nov. Mortgage applications on the rise Fed hiked rates for all the wrong reasons: Pro More News from 'Around the Web' Calculated Risk Blog - 4:47PM Quintessential Tanta: Reflections on Alt-A (with a Donald Trump mention) webfeeds.brookings.edu - 2:58PM Productivity crucial to U.S. economy Calculated Risk Blog - 2:58PM Comments on November New Home Sales Bloomberg - 1:44PM Wall Street Cop Uses Algos to See Billions in Errant Bond Trades CNBC - 11:28AM Consumer sentiment 92.6 vs. 92 expected Bloomberg - 8:43AM Draghi's Less-Than-Super Stimulus Pushes Bonds to Monthly Loss Calculated Risk Blog - 8:41AM Personal Income increased 0.3% in November, Spending increased 0.3% CNBC - 8:41AM US core capital goods orders fall in November CNBC - 1:49AM US personal consumption up 0.3% in Nov Today's Rates Best Execution Rate Change 30 Yr FRM 4.10% +0.05 15 Yr FRM 3.30% +0.04 FHA 30 Year Fixed 3.75% +0.00 Jumbo 30 Year Fixed 3.93% +0.06 5/1 Yr ARM 3.00% +0.02 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 3.45% 1.20 -0.01 30 Yr. Fixed 4.12% 1.43 -0.05 MBA ** 30 Yr. Fixed 4.14% 0.45 +0.00 15 Yr. Fixed 3.39% 0.35 +0.00 30 Yr. Jumbo 4.01% 0.30 -0.01 30 Yr. FHA 3.90% 0.31 -0.01 5/1 ARM 3.25% 0.36 +0.02 Freddie Mac ** 30 Yr. Fixed 3.97% 0.60 +0.02 15 Yr. Fixed 3.22% 0.50 +0.03 1 Yr. ARM 2.67% 0.20 +0.03 5/1 Yr. ARM 3.03% 0.40 +0.00 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 99.73 -0.08 30YR FNMA 3.5 102.88 -0.06 30YR GNMA 3.0 101.08 -0.11 30YR GNMA 3.5 103.94 0.00 15YR FNMA 3.0 102.94 -0.05 15YR FNMA 2.5 100.66 -0.11 Treasuries Yield Change 2 YR 0.9894% +0.0124 5 YR 1.7244% +0.0183 10 YR 2.2605% +0.0230 30 YR 2.9904% +0.0316 Prices as of: 12/23/2015 4:30PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2015 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe

You were sent this email because you opted to receive our weekly or daily email reports. Go here to manage your email preferences or here to unsubscribe from all email communications.