| Aug 7, 2012 4:18PM Refinancing through the revised Home Affordable Refinancing Program (HARP 2.0) grew to a 33 percent share of all Fannie Mae and Freddie Mac refinancing in June, surging from the 20 percent share the program posted in April. The proportion of those refinancings with very high loan to value (LTV) ratios also increased significantly. It appears that the changes made to the HARP program , removing the 125 percent LTV ceiling, reducing and/or eliminating some fees, and easing lender risk, have worked... Aug 7, 2012 3:16PM Results of the Federal Reserve's July Senior Loan Officer Opinion Survey on Bank Lending Practices were released on Tuesday. The survey, in which 64 domestic banks or subsidiaries and 23 U.S. branches of foreign banks participated, addressed changes in the supply of, and demand for bank loans to businesses and households over the past three months. Respondents are categorized as small banks (annual sales under $50 million), or large ones with sales over that amount. Loan officers were asked to gauge...
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