Daily Newsletter: Averages in 2014: LTV, FICO, Loan Types, and More; Pending Home Sales Drop; Rates Holding Near Lows

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30 Year Fixed 3.61%   +0.01 15 Year Fixed 2.99%   +0.01 10YR Treasury 1.76%   +0.0390 FNMA 30YR 3.5 105.41   -0.02 FNMA 15YR 2.5 104.95   +0.03 View Today's Rates

Thursday January 29, 2015 MND NewsWire - 3:49PM Averages in 2014: LTV, FICO, Loan Types, and More Fifty-six percent of loans closed in December were for home purchase, somewhat lower than the average for 2014 as a whole according to the Origination Insights Report from Ellie Mae ... MND NewsWire - 10:54AM Pending Home Sales Suffer Largest Drop of Year The rate at which contracts were signed to purchase homes was down slightly in December the National Association of Realtors® (NAR) said today. Even though buyers were looking at ... Mortgage Rate Watch - 3:53PM Mortgage Rates Holding Near Long-Term Lows Mortgage rates were steady to slightly higher today on average. Some lenders were actually slightly lower, but they were the exception. In contrast to yesterday, the bond markets that ... MBS Commentary - 12:46PM MBS MID-DAY: Grinding Sideways to Slightly Weaker With Little Regard for Events While there have been several economic events in the overnight and domestic sessions that seemingly imparted some momentum, bond markets are better described as simply correcting from ... Fannie CU Webinar; Reports on Health of Reverse Mortgages, Homebuilders, and Housing Market MBS Day Ahead: Bond Markets Still Trying to Make up Mind After ECB Latest Video Mixed housing message Fed's inner conflict Santelli: Watch two-day charts More News from 'Around the Web' CNBC - 4:28PM Reagan's OMB head: Wealth inequality is a problem CNBC - 4:28PM Why is the dollar rising? What you need to know WSJ - 4:28PM Coeure Cites Deteriorating Inflation Expectations for ECB Bond-Buying Calculated Risk Blog - 3:32PM Zillow: Case-Shiller House Price Index year-over-year change expected to slow further in December CFPB - 3:31PM CFPB Issues Proposal To Facilitate Access To Credit In Rural And Underserved Areas The Atlantic - 2:29PM The World's Next Mortgage Crisis? www.aei.org - 2:29PM Building toward another mortgage meltdown www.cfpbmonitor.com - 1:10PM ABA seeks removal of mortgage rate calculator from CFPB website CNBC - 12:03PM A housing market where there aren't enough homes CNBC - 10:47AM Pending home sales fell 3.7% in December Calculated Risk Blog - 10:47AM HVS: Q4 2014 Homeownership and Vacancy Rates Washington Post - 10:47AM The majority of consumers have subprime credit scores, report says CNBC - 10:46AM Will millennials begin buying homes? freddiemac.mwnewsroom.com - 10:46AM Mortgage Rates Tick Up WSJ - 9:38AM Waiting for Wage Growth? Everyone Is Watching the Employment Cost Index Bloomberg - 8:43AM Yellen Deflation-Fighting Formula Doubted by Summers, Investors - Bloomberg CNBC - 8:42AM Remodeling boosts housing industry Bloomberg - 8:40AM European Bond Investors Flock to U.S. as Draghi Crushes Yields - Bloomberg CNBC - 8:38AM US jobless claims approach 15-year low Today's Rates Best Execution Rate Change 30 Yr FRM 3.61% +0.01 15 Yr FRM 2.99% +0.01 FHA 30 Year Fixed 3.25% +0.00 Jumbo 30 Year Fixed 3.61% +0.01 5/1 Yr ARM 3.24% +0.01 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 3.47% 1.11 +0.02 30 Yr. Fixed 4.33% 1.33 -0.01 MBA ** 30 Yr. Fixed 3.80% 0.29 -0.09 15 Yr. Fixed 3.10% 0.29 -0.06 30 Yr. Jumbo 3.86% 0.23 -0.02 30 Yr. FHA 3.66% 0.15 -0.05 5/1 ARM 2.87% 0.41 -0.07 Freddie Mac ** 30 Yr. Fixed 3.66% 0.60 +0.03 15 Yr. Fixed 2.98% 0.50 +0.05 1 Yr. ARM 2.38% 0.40 +0.01 5/1 Yr. ARM 2.86% 0.40 +0.03 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 103.02 -0.09 30YR FNMA 3.5 105.41 -0.02 30YR GNMA 3.0 103.41 -0.05 30YR GNMA 3.5 105.59 -0.17 15YR FNMA 3.0 104.95 +0.03 15YR FNMA 2.5 103.16 +0.03 Treasuries Yield Change 2 YR 0.5197% +0.0543 5 YR 1.2747% +0.0372 10 YR 1.7597% +0.0390 30 YR 2.3261% +0.0353 Prices as of: 1/29/2015 4:31PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2015 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

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