Daily Newsletter: CFPB Fines 3 Lenders for Implying Government Affiliation; Regulations Missing Mark on Foreclosures; Rates Struggle with Anxiety

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30 Year Fixed 3.76%   -0.02 15 Year Fixed 3.05%   -0.02 10YR Treasury 2.04%   +0.0573 FNMA 30YR 3.5 104.56   -0.19 FNMA 15YR 2.5 104.77   -0.11 View Today's Rates

Friday February 13, 2015 MND NewsWire - 4:38PM CFPB Fines 3 Lenders for Implying Government Affiliation Three mortgage lenders are facing civil action for false and misleading advertising. The three were identified in a joint Consumer Financial Protection Bureau (CFPB) and Federal Trade ... MND NewsWire - 4:45PM Current Regulations Failing to Address Biggest Foreclosure Driver Current regulatory policy is not addressing the primary cause of foreclosures . CoreLogic's deputy chief economists Sam Khater says, in an article on the company's blog, that, while ... Mortgage Rate Watch - 3:35PM Mortgage Rates Struggling Ahead of 3-Day Weekend Mortgage rates may have been feeling the love yesterday, but that now seems to have been a coincidental blip in the longer-term trend. Rates actually started the day in OK shape. Most ... MBS Commentary - 7:32AM MBS Day Ahead: Plenty to Hope For, but Little to be Sure About High-momentum trends can pause, reverse, or fizzle . More often than not, the early stages of all three of those options look exactly the same. It happens after a significant move in ... HELOCs for Sale; CashCall Fined; CFPB & FTC Team up for Discipline; Texas Tea's Impact on Mortgages Foreclosure Spikes Signal "Spring Cleaning" RealtyTrac says Latest Video European close: Greek banks rally Oil hasn't hit housing ... yet Effects of oil on Houston real estate More News from 'Around the Web' blog.hud.gov - 4:27PM "Hack Housing" Spurs Private Sector Innovation through Open Data WSJ - 4:26PM ECB'S Constâncio: QE Criticisms Not Well-Founded CNBC - 3:31PM Consumer spending: Why it's a mystery Bloomberg - 3:25PM BofA, Citigroup, JPMorgan Offering $4.5 Billion of Loans - Bloomberg The Big Picture - 1:12PM No, EVERYTHING Is NOT A Forecast Market Watch - 1:10PM What investors need to understand about Greece's new leaders Calculated Risk Blog - 12:38PM Energy expenditures as a percentage of consumer spending Bloomberg - 11:00AM Yes, Yellen Can Have It All as She Gets Ready to Raise Rates content.govdelivery.com - 10:59AM FDIC Releases Additional Technical Assistance Video on CFPB Mortgage Rules Market Watch - 10:59AM Bond Report: Signs of eurozone strength push Treasury yields higher Reuters - 9:00AM U.S. January import prices post largest drop since 2008 Bloomberg - 8:50AM Watt Homeowner Relief Vies With Fannie-Freddie Health Today's Rates Best Execution Rate Change 30 Yr FRM 3.76% -0.02 15 Yr FRM 3.05% -0.02 FHA 30 Year Fixed 3.35% +0.00 Jumbo 30 Year Fixed 3.80% -0.02 5/1 Yr ARM 3.13% -0.02 Current Mortgage Rates » What are best-execution rates? Average Mortgage Rates Rate Points Change FHFA * 15 Yr. Fixed 3.47% 1.11 +0.02 30 Yr. Fixed 4.33% 1.33 -0.01 MBA ** 30 Yr. Fixed 3.80% 0.29 -0.09 15 Yr. Fixed 3.10% 0.29 -0.06 30 Yr. Jumbo 3.86% 0.23 -0.02 30 Yr. FHA 3.66% 0.15 -0.05 5/1 ARM 2.87% 0.41 -0.07 Freddie Mac ** 30 Yr. Fixed 3.69% 0.60 +0.10 15 Yr. Fixed 2.99% 0.60 +0.07 1 Yr. ARM 2.42% 0.40 +0.03 5/1 Yr. ARM 2.97% 0.50 +0.15 Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. Secondary Markets MBS Price Change 30YR FNMA 3.0 101.56 -0.33 30YR FNMA 3.5 104.56 -0.19 30YR GNMA 3.0 102.44 -0.38 30YR GNMA 3.5 104.88 -0.33 15YR FNMA 3.0 104.77 -0.11 15YR FNMA 2.5 102.52 -0.08 Treasuries Yield Change 2 YR 0.6451% +0.0168 5 YR 1.5311% +0.0403 10 YR 2.0434% +0.0573 30 YR 2.6455% +0.0743 Prices as of: 2/13/2015 4:31PM EST Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice. © 2015 Brown House Media, Inc. All rights reserved. Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031

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