Feb 1, 2011 3:24PM The Federal Reserve Bank periodically conducts a survey among senior loan officers at major banks on current lending practices. There are generally around 70 U.S. and foreign banks with U.S. branches that respond to the survey, and as responses are opinions and thus more anecdotal than quantitative and the universe of respondents is small, not all results can be reported numerically. The January survey reported that about 15 percent of respondents said standards for nontraditional mortgages were... Feb 1, 2011 12:46PM The U.S. Departments of Treasury and Housing and Urban Development (HUD) have jointly issued the January Housing Scorecard . The Scorecard is a round-up of most national housing data including reports for the Census Department, National Association of Realtors® (NAR), S&P/Case-Shiller, etc., all of which has been published on MND already. The focus of the Housing Scorecard this month is the Making Home Affordable Program (HAMP), the joint Treasury/HUD initiative to modify delinquent mortgages...
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