Mar 27, 2012 4:05PM The American Banking Association (ABA) has found that real estate lending conditions at the end of 2011 were little changed from those at the end of 2010 despite increasing regulations, compliance costs and a lack of clarity about rules. ABA reported the results of its 19 th annual Real Estate Lending Survey on Tuesday. The survey involved 185 banks, 86 percent of which were smaller community banks with assets under 252673 billion. Fifty-six percent of the participants were commercial banks and 68 percent... Mar 27, 2012 2:00PM Despite the trauma of the last few years, most Americans still believe that owning a home is preferable to renting according to the latest quarterly National Housing Survey data released by Fannie Mae. Many of these respondents, however, do not act on this belief because they view homeownership as an investment or because of financial constraints or an inability to get a mortgage. The Fannie Mae survey is conducted by telephone every month among a revolving panel of about 1,000 respondents consisting...
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