Home Loans Mortgage: Adjustable Balance Mortgages: Shared Risk Reduces Strategic Defaults

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Jan 21, 2011 11:55AM

Adjustable Balance Mortgages: Shared Risk Reduces Strategic Defaults

Two academics have suggested an alternative mortgage designed to cut strategic defaults by allowing for the periodic readjustment of the mortgage balance to reflect any loss in home equity.

Jan 21, 2011 11:22AM

Originator Compensation FAQs; Loan Putbacks Bruise BoA; Foreclosures Pinch PNC Profits; Servicer Watchdogs; Lender Updates

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Today's Comments

	"Interesting concept. If housing prices in an area drop dramatically, and say a home that was worth 600k is now worth 300k (so the mortgage adjusts down..."
	"Good to see home inventory falling. I think it has to come down even further, though, if we're going to be able to predict a recovery through 2011..."
	"and we are getting ever closer to US states in bk talks with the gov't. wow...retirees potentially lose their pensions due to states going bk. and..."

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	"HOW CAN I CHECK IF A REAL ESTATE AGENT IS LICENSED IN THE STATE..."
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	"Loan Scenario View All Post A Scenario Loan State: Louisiana Loan County: --- Loan Type: Refinance (Rate and Term) Loan Amount: $205,000 Property Value..."
	"Can a Home be sold for more than its assessed Value ? ?"
	"is there a difference between a home equity line of credit and a home equity loan?"

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